Cross made with punches

One of my sidelines showed me how to make this card.  You use the Scallop Trim Border and the Scallop Trim Corner to make this card.  There are folds and you are punching through 2 pieces of cardstock.  It's too hard to explain and I did not take pictures to show the steps.  

Not sure who this was originally done by so can't give the person credit.  

If you are local and would like to learn how to do this or other projects just email me and maybe we can get together for a class.