Made this card for one of my clubs.  I love how the square is punched out using the Dotted Scallop Ribbon Border punch.

To make this,  you will need a 3 inch square piece of card stock.  Then put one side of the card stock in the center of the punch and punch it.   Now, just turn the card stock and do all 4 sides.  It's hard to explain, but easy to do.  It's very important to place the card stock in the center of the same place each time.  Try it!!